Which statement is true regarding the duties of an insured individual after an accident?

The statement that individuals are required to submit documentation to the insurer is true because after an accident, the insured has a legal obligation to cooperate with their insurance company in the claims process. This documentation typically includes details of the accident, such as a police report, photographs, witness statements, and any relevant medical records or bills related to injuries sustained. Providing thorough and accurate documentation facilitates the insurer's assessment of the claim and helps ensure that the individual receives the appropriate compensation outlined in their insurance policy.

Submitting documentation is crucial for maintaining good standing with the insurer and fulfilling the terms of the insurance contract. Failure to comply with these requirements may result in delays in claim processing, reduced coverage, or even denial of the claim altogether. It is essential for insured individuals to understand their responsibilities to avoid complications.