Which of the following is NOT an option for insurers when settling auto damage?

Settlement options in auto damage claims typically involve approaches like repairing the vehicle, replacing it, or compensating the owner through a monetary settlement based on the vehicle's fair market value.

Repairing the vehicle is a common route where the insurer covers the costs of fixing the damages incurred in an accident. Replacement may occur if the cost of repairs exceeds a certain threshold, or if the damage is beyond feasible repair, allowing the insured to receive a new or comparable vehicle. Issuing a check for the fair market value is another standard procedure where insurers determine the vehicle's value and provide a monetary settlement accordingly.

However, selling the damaged vehicle to a third party is not a typical option for the insurer when settling claims. Insurers generally focus on either repairing or replacing the vehicle or compensating the policyholder for their loss. Selling to a third party would involve complexities such as titles, ownership transfer, and potential liability issues that are not standard practices in the settlement process. This makes it a less viable option compared to the others listed.