What should an insured do if involved in a hit-and-run incident?

In the event of a hit-and-run incident, it is crucial for the insured to notify the police. This action is important for several reasons. Firstly, reporting the incident helps to create an official record of the event, which can be vital for any potential claims or investigations that may follow. The police can document the scene, take witness statements, and begin an investigation to try to identify the driver who fled the scene. Additionally, an official police report can be required by insurance companies when filing a claim, particularly to verify the circumstances and details surrounding the accident.

By notifying the police promptly, the insured facilitates a more comprehensive investigation and helps ensure that they have the necessary documentation to support any claims they may need to file with their insurance provider. This proactive approach increases the chances of recovering damages or identifying the responsible party in the future.