What must a claimant provide to verify vehicle theft before receiving payment for a total loss?

To verify vehicle theft before receiving payment for a total loss, a claimant must provide an affidavit of vehicle theft. This document serves as a formal declaration by the claimant affirming that the vehicle has been stolen. An affidavit provides legal backing and helps to establish the authenticity of the claim.

While elements like a police report may be important for investigation purposes, the affidavit specifically addresses the need for the insurance company to have a sworn statement regarding the theft. It underscores the claimant's acknowledgment of the event, making it a crucial requirement to process the claim for a total loss. This documentation is essential for insurance providers to ensure that the claim is legitimate and to protect against fraudulent claims.